Terms of Service

• You are responsible for keeping your login credentials confidential and for all activity that occurs under your account.
• You must notify us promptly at [email protected] if you suspect unauthorized access to your account.
• One person may not maintain multiple accounts solely to evade plan limits or abuse rate limits.

WhaleWatch aggregates publicly available market and regulatory data — including U.S. congressional trade disclosures, SEC filings, options flow, dark-pool prints, insider transactions, economic releases, and equity quotes — and presents them in a unified interface with alerts, watchlists, screeners, and export tools.

We may add, change, or remove features at our discretion. We will provide reasonable notice before discontinuing a feature on the paid plan that you actively use.

Nothing on the Service constitutes financial, investment, tax, or legal advice. WhaleWatch is not a registered investment advisor, broker-dealer, or fiduciary. All content — including alerts, signals, charts, summaries, AI-generated commentary, and ranked lists — is provided for informational and educational purposes only. You are solely responsible for your own investment decisions and should consult a qualified professional before acting on any information presented. See our full Disclaimer.

• Free plan. The Service offers a free tier with capped features. No card required.
• Pro plan. Pro is billed monthly through Stripe at the price displayed on the Pricing page. Subscriptions renew automatically on each billing date until cancelled.
• Cancellation. You may cancel anytime from the Stripe billing portal linked in your profile. Cancellation takes effect at the end of the current billing period; you keep Pro access until then.
• Refunds. Within 7 days of a new Pro subscription, we will refund the charge in full on request. After 7 days, charges are non-refundable except where required by law.
• Price changes. We may change subscription prices with at least 30 days' notice by email. Changes take effect at your next renewal.
• Taxes. Prices shown exclude any applicable sales tax, VAT, or GST/HST. Where required by law, Stripe will calculate and add tax at checkout.

You agree not to:

• Scrape, copy, redistribute, or resell data obtained from the Service in bulk, except within the export limits of your plan.
• Reverse-engineer the Service, attempt to bypass authentication, or probe for vulnerabilities outside an authorized disclosure process.
• Use the Service to violate any law, regulation, or third-party right — including securities laws, market-manipulation rules, anti-money-laundering rules, and intellectual-property rights.
• Abuse rate limits, run automated requests beyond what your plan permits, or interfere with other users' access.
• Upload malicious content, including malware, spam, or content designed to deceive other users.

We may suspend or terminate any account that violates these rules. Suspected vulnerabilities may be reported to [email protected]; good-faith research is welcome.

The Service surfaces data from third parties (e.g., SEC EDGAR, U.S. House & Senate disclosure portals, Polygon, Finnhub, FMP, Quiver Quant) and integrates with optional third-party services (e.g., Plaid for brokerage linking, Stripe for billing, Discord/Slack for alert delivery). These providers operate under their own terms, and we are not responsible for the accuracy, availability, or content of their data or services. Where you connect a third-party account, you authorize us to exchange data with that provider on your behalf.

The Service — including its software, design, branding, and the WhaleWatch name and logo — is owned by us and protected by copyright, trademark, and other laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service in accordance with these Terms. Underlying market data is owned by its respective providers and is licensed to us; we sublicense it to you only for personal, internal use within the Service.

You retain ownership of any content you create within the Service (watchlists, notes, alert configurations). You grant us a non-exclusive license to host and display that content as needed to operate the Service for you.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY OF DATA. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY DATA DISPLAYED IS COMPLETE, CURRENT, OR ACCURATE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WHALEWATCH AND ITS OPERATOR WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR INVESTMENT CAPITAL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE. OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED CANADIAN DOLLARS (CAD $100).

You agree to indemnify and hold harmless WhaleWatch and its operator from any claim, damage, or expense (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any law or third-party right.

• You may stop using the Service and delete your account at any time by emailing [email protected].
• We may suspend or terminate your access if you violate these Terms, if continued service exposes us to legal risk, or if a third-party provider stops permitting your use.
• Sections that by their nature should survive termination — including Sections 9 (Intellectual Property), 10 (Disclaimers), 11 (Limitation of Liability), 12 (Indemnification), 14 (Governing Law) — survive.

These Terms are governed by the laws of the Province of British Columbia, Canada, without regard to conflict-of-law rules. Any dispute arising out of or relating to these Terms or the Service will be brought exclusively in the courts located in Vancouver, British Columbia, and you consent to the personal jurisdiction of those courts. Nothing in this section limits any non-waivable consumer-protection rights you have under the laws of your country of residence.

We may revise these Terms from time to time. Material changes will be communicated by email to active users at least 30 days before they take effect. Your continued use of the Service after the effective date of a change constitutes acceptance of the revised Terms. If you do not agree to a revision, you must stop using the Service before the effective date.

• If any provision of these Terms is held unenforceable, the remaining provisions remain in full force.
• Our failure to enforce any right is not a waiver of that right.
• You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of substantially all of our assets.
• These Terms, together with the Privacy Policy and the Disclaimer, constitute the entire agreement between you and us regarding the Service.